Ai-Enchanced Digital banking Web Application For Personalized Financial Planning

Sasongko, Mahesa (2025) Ai-Enchanced Digital banking Web Application For Personalized Financial Planning. Undergraduate thesis, POLITEKNIK NEGERI JEMBER.

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Abstract

This project, entitled “AI-Enhanced Digital Banking Web Application for Personalized Financial Planning,” designs and develops a web-based digital banking system integrated with Artificial Intelligence (AI) to provide personalized financial advice. The system analyzes user financial data, spending patterns, and goals to generate tailored recommendations, including financial insights, savings and investment suggestions, and risk assessments. A user survey was conducted to align features with user needs, ensuring usability and accuracy. The final outcome is an interactive and user-friendly application that highlights the potential of AI to enhance financial decision-making and support intelligent financial management in the digital banking sector.

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